This page covers business funding for Berthoud, Colorado, a town about 9.6 miles southeast of Loveland, CO that spans Larimer and Weld counties. It gives ZIP 80513 business counts, labeled as ZIP figures, the town's self-employment estimate, where the town's business license page is, and how a request from a Berthoud business moves to a funding partner.
At a glance
- Employer establishments, ZIP 80513
507 (Census ZIP Code Business Patterns 2023)
- Construction employers, ZIP 80513
122 (Census ZIP Code Business Patterns 2023)
- Self-employed share, Berthoud, CO residents
12.5% (+/- 3.5) (American Community Survey 2020-2024)
Berthoud, CO Businesses in the ZIP 80513 Count
ZIP Code Business Patterns counted 507 employer establishments with a ZIP 80513 address in 2023, with 4,011 employees and $268.3 million in annual payroll, about $66,883 per employee by our arithmetic (Census ZIP Code Business Patterns 2023). The town of Berthoud, CO covers 13.1% of that ZIP's land, so these figures describe the whole ZIP area, which reaches well beyond the town. Berthoud, CO also spans two counties, Larimer County, CO and Weld County, CO, so neither county's totals describe it.
Construction, Professional Services and Service Firms in the Berthoud, CO ZIP
Construction had more employer establishments in ZIP 80513 than any other sector in 2023, 122, and 71.3% of them had fewer than five employees. Professional, scientific and technical services followed with 68, then other services with 46, manufacturing with 38, administrative and support services with 36 and retail with 34 (Census ZIP Code Business Patterns 2023).
Small contractors and service crews buy trucks, trailers and tools and carry payroll between draws or invoices. Illustration only, invented figures: a ZIP 80513 framing crew financing a $58,000 truck and trailer over 60 months at an invented 9.5% annual rate pays about $1,218 a month (our arithmetic). The contractor page covers draws and equipment.
Self-Employment in Berthoud, CO and the Margin of Error
The American Community Survey estimates that 12.5% of employed Berthoud, CO residents are self-employed, with a margin of error of 3.5 points: 4.4% in incorporated businesses and 8.1% in unincorporated ones (American Community Survey 2020-2024). The margin is wide, so the figure is a broad indication rather than a precise count. Self-employed owners request funding on their own returns and deposits, the same as anywhere else.
Berthoud, CO Business License: Where the Town's Page Is
The Town of Berthoud publishes a business license page that explains which license a business needs and how to apply, and names other classes of town license, such as contractor and vendor licenses. Which license applies to a given business is for the town to confirm. A partner reviewing a request may ask for a copy of current licenses, so keeping them with the funding paperwork saves a step.
A Funding Request From Berthoud, CO, Step by Step
- Pick up the phone ((970) 238-5212) or open the request form.
- Describe what the money buys: a truck, a machine, stock, wages or a buyout.
- Hear which of the six funding types fit and why.
- A funding partner looks the request over and lists whatever paperwork it wants to see.
- Read any offer in full before deciding whether to sign.
The Loveland, CO page carries the Larimer County, CO counts and lender types, and equipment financing leads the funding types.
Trades and Industries Partners Review in the Berthoud, CO Area
Funding questions are welcome from Berthoud, CO owners in nearly every field; the mix includes contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. The partner that reviews a request reaches a decision by its own standards.
Records to Line Up for Firms in Berthoud, CO
- Statements from every business bank account, downloaded directly from the bank
- Last year's business tax return, and personal returns if a partner requests them
- An up-to-date income statement, with a recent balance sheet
- Your state business registration along with the EIN letter from the IRS
- Details of the debt the company already carries, noting each lender and payment
- The equipment invoice or purchase order that lists the model, seller and price
Every partner asks for a slightly different file; most requests start with these items.
How a Request Proceeds for Businesses in Berthoud, CO
- Phone (970) 238-5212 or send the online form with the amount and its purpose.
- The details are shared with partners whose funding fits the need you described.
- The partner reviews what you sent; the call on the request belongs to the partner.
- Should a partner make an offer, check the full cost and the payment plan, and accept only when it suits you.
Companies in Berthoud, CO can send the request from anywhere, by phone or online.
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