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Areas Served From Loveland, CO: Berthoud, CO and Other Larimer County, CO Towns

Requests can come by phone or the online form from Loveland, CO and the places around it. Each place below comes with the Census numbers that fit it, tagged with the area those numbers actually describe.

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In short

Rowanrun Business Loans, based in Loveland, Colorado, takes funding requests by phone and online form from businesses across Larimer County, CO and nearby places. This page names those places, gives the ZIP-level business counts that exist for them, and explains why county figures do not describe towns that cross the county line.

Berthoud, CO, About 9.6 Miles Southeast

Berthoud, CO has a page of its own: business funding in Berthoud, CO. The town spans Larimer County, CO and Weld County, CO, so county figures do not describe it; the page uses ZIP 80513 counts, labeled as ZIP figures, and the town's own self-employment estimate. The town's business license page and a step-by-step request are covered there.

Estes Park, CO and the ZIP 80517 Area to the West

Estes Park, CO is about 24.3 miles west of Rowanrun's listed location in a straight line, in Larimer County, CO. ZIP Code Business Patterns counted 596 employer establishments with a ZIP 80517 address in 2023, with 4,363 employees, and 57.9% had fewer than five employees (Census ZIP Code Business Patterns 2023). The town covers only 2.3% of that ZIP's land, so these describe the ZIP area, not the town alone. Requests from Estes Park, CO businesses use the same phone line and form.

Lyons, CO in Boulder County, CO

Lyons, CO is about 15.8 miles southwest, in Boulder County, CO, so Larimer County, CO figures do not describe it. ZIP Code Business Patterns counted 160 employer establishments with a ZIP 80540 address in 2023, 71.9% with fewer than five employees (Census ZIP Code Business Patterns 2023); the town covers under 1% of that ZIP's land. A request from a Lyons, CO business follows the same path as any other.

Employers, Payroll and No-Payroll Firms Across Larimer County, CO

Larimer County, CO counted 11,764 employer establishments with 139,517 paid employees in 2023 (Census County Business Patterns 2023); 6,798 of them had fewer than five employees. Professional and technical services had the most establishments, 1,809, retail trade the most employees, 21,067, and health care and social assistance the largest payroll, $1.24 billion. Nonemployer Statistics counted 38,966 businesses without paid employees for 2024 (Census Nonemployer Statistics 2024), a separate series kept apart from the employer counts.

The Loveland, CO page has the ZIP 80537 figures for the city's main postal area.

One Path for Every Request, Wherever the Business Sits

A request from Estes Park, CO or Lyons, CO moves the same way as one from Loveland, CO: a call or the online form, a short list of funding types, then review by a funding partner that decides on its own. Location matters to a partner mainly in two ways: where any financed equipment will be kept and which county's records the business files in.

  • Where the business is registered and where it operates.
  • Where financed equipment or vehicles will be kept.
  • Which bank account receives the business's deposits.
  • Whether the need is equipment, a gap, stock or a buyout.

Why Some Towns Have Pages and Others Have Notes

A town gets a page here only where Census counts speak to that town's own businesses and the page adds something beyond the county figures. Where the only numbers cover a ZIP far larger than the town, a separate page would repeat the same figures, so the town appears here with each figure labeled by the area it really covers. Whatever the town, the comparison page lines up the same six ways to fund a purchase or a gap.

By Rowanrun Business Loans ยท Updated

Small Employers, No-Payroll Firms and the Self-Employed: Larimer County, CO Census Counts

  • 11,764

    Employer establishments

    Larimer County, CO business locations with at least one paid employee.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 57.8%

    Employers with fewer than five employees

    Share of Larimer County, CO employer establishments with fewer than five employees.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 38,966

    Businesses without paid employees

    Larimer County, CO businesses with receipts and no payroll, counted in Nonemployer Statistics.

    Source: U.S. Census Bureau, Nonemployer Statistics 2024
  • 12.4%

    Loveland, CO residents working for themselves

    Share of employed Loveland, CO residents who are self-employed (margin of error 1.5 points).

    Source: U.S. Census Bureau, American Community Survey 2020-2024

Towns and Cities Close to Loveland, CO

Requests can come by phone or the online form from Loveland, CO and nearby places.

Typical Questions for Small Firms

Short answers to first questions about starting a request.

Call (970) 238-5212
Can a business outside Larimer County, CO send a request?

Yes. The phone line ((970) 238-5212) and the online form work from anywhere nearby, and partners review those requests the way they review any other.

Why are ZIP counts not town counts?

ZIP boundaries do not follow town limits; each town here covers only part of its ZIP's land.

From Berthoud, CO to Estes Park, CO: One Phone Line and One Form

Call (970) 238-5212 or use the online form.

Call (970) 238-5212Send a RequestDirections